Those that have been overtaxed can fill in one of three different forms - the P55, P53Z and P50Z - which allow people to claim back money from HMRC mid-way through the tax-year.
Last week, HMRC revealed £2.3bn was withdrawn from pensions flexibly in the second quarter of 2020, and in the peak of lockdown, down from £2.8bn in the same period last year.
The average amount withdrawn was £6,700 in the quarter, an 18 per cent decrease from £8,200 in Q2 2019.
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