While we are actively working as an industry to better understand the needs and wants of the self-employed to improve their pension provisions, financial planners have a real opportunity to step in to help fill the gap.

There is unlikely to ever be a one-size-fits-all approach to pension savings that suits all self-employed people, but financial planners can provide real value to their clients in finding suitable solutions to help ensure they achieve adequate retirement savings to support them in the future.

Jon Greer is head of retirement policy at Quilter