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Home > Pensions > Personal Pensions

Personal Pensions

Latest News

Apr 17, 2014

Small businesses ‘gambling’ with auto-enrolment

A significant proportion of smaller businesses are not prepared for auto-enrolment and are “taking a gamble” by relying on their existing pension...

Apr 16, 2014

Single rate pension tax relief ‘easier said than done’

Restricting reforms to employee contributions would have “more muted impact” than Steve Webb wants, consultancy says.

From Your Industry| Apr 15, 2014

Standard Life hits small firms to cover charge cap loss

Workplace pension scheme charges revised following DWP confirming a 0.75 per cent scheme charge cap.

Sipps & Ssas| Apr 14, 2014

Platforms look to improve adviser charging options

Cofunds has announced further improvements to the funding options available to advisers and their clients.

Apr 10, 2014

DWP shortens DC open market communication deadline

Scheme trustees must now tell members about the OMO four months before retirement.

Apr 10, 2014

Friends Life to end active member discount ahead of ban

Members of AMD schemes will be given the option to switch with immediate effect.

Analysis & Opinion
Annuities after the Budget

Annuities| Apr 09, 2014

Annuities after the Budget

Did everything change for Legal & General at 1.20pm on Budget day? No. We gave the Budget four out of five – pretty good economics, but with a...

Interview| Apr 03, 2014

Firing Line: Steve Herbert

Melanie Tringham talks to Jelf Group’s head of benefits strategy about the new spirit of co-operation in the employee benefits industry, dealing...

Easing the crunch

Mar 20, 2014

Easing the crunch

Advisers struggling with the much anticipated capacity crunch for auto-enrolment are coming up with their own solutions.

Supplied details are sacrosanct

Mar 12, 2014

Supplied details are sacrosanct

This month I look at a determination by the Pensions Ombudsman.

More on Personal Pensions
Adviser Guides

Guide to Pension Charges

The longer the pension plan has been in place, the wider the variation in charges can be.

Special Reports

Small Self-Administered Schemes - January 2014

The commission structure in the pre-RDR world did not suit SSASs as much as other pension schemes.

FTAdviser Blog

Return of ‘free advice’ fallacy flies in face of RDR

Week in Brief: Guidance guarantee for pensioners under the spotlight while advisers demand clarity on trail.

Adviser Guides

Guide to Pensions Lifetime Allowance

The lifetime allowance is a limit on the value of schemes that can be crystallised without tax being applied.

Special Reports

Auto-Enrolment - December 2013

There have been big hopes for auto-enrolment.

FTAdviser Blog

Pensions perfect storm batters life company shares

Week in Brief: Further turmoil as FCA plots probe into 30m policies in wake of charge cap and Budget revolution.

Adviser Guides

Guide to Pension Transfers

A pension transfer is when someone moves the cash value of their current pension to another pension.

FTAdviser Blog

Will inducement paper really stymie adviser education?

Week in Brief: More ‘unintended consequences’ caused by regualtory action and Aegon puts its money where your mouse is.

Recent Articles
  1. Guide to Pension Charges
    From Training| Apr 15, 2014

    Guide to Pension Charges

    The longer the pension plan has been in place, the wider the variation in charges can be.

  2. Return of ‘free advice’ fallacy flies in face of RDR
    FTAdviser Blog| Apr 11, 2014

    Return of ‘free advice’ fallacy flies in face of RDR

    Week in Brief: Guidance guarantee for pensioners under the spotlight while advisers demand clarity on trail.

  3. FCA warns on post-Budget business model changes
    Apr 09, 2014

    FCA warns on post-Budget business model changes

    The Financial Conduct Authority has published guidance for firms following the changes to pension legislation, announced in the Budget.

  4. Gov’t should scrap pensions altogether: Bee
    Apr 09, 2014

    Gov’t should scrap pensions altogether: Bee

    The chancellor’s Budget plans to reform pensions do not go far enough, Steve Bee has warned.

  5. Just Retirement takes £36m step into DB de-risking
    Annuities| Apr 09, 2014

    Just Retirement takes £36m step into DB de-risking

    Provider hopes to increase its underwritten final salary de-risking business in light of the changes wrought by George Osborne’s Budget.

  6. Pru shakes up drawdown following Budget
    Apr 09, 2014

    Pru shakes up drawdown following Budget

    Insurer slashes drawdown premium following Budget but warns “there could be further (rule) changes before the Budget changes are embedded.”

  7. Pru: Providers could deliver effective guidance for savers
    Annuities| Apr 09, 2014

    Pru: Providers could deliver effective guidance for savers

    Strengths and abilities possessed by providers would help facilitate guidance for every retiree, Russell Warwick argues.

  8. Poll provides succour for embattled annuities market
    Apr 07, 2014

    Poll provides succour for embattled annuities market

    Only 12 per cent of those saving in pension schemes signal they will not seek to provide some form of retirement income.

  9. PFS says fines should fund full retirement advice
    From Your Industry| Apr 07, 2014

    PFS says fines should fund full retirement advice

    Personal Finance Society outlines plans for a voucher system for advice funded by a re-distribution of regulatory fines.

  10. Fresh questions raised over Qrops advice after Fos ruling
    Apr 04, 2014

    Fresh questions raised over Qrops advice after Fos ruling

    All advisers need to consider schemes as part of their pension planning for a client, specialists say.

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