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Home > Pensions > Personal Pensions

Personal Pensions

Latest News

Apr 24, 2014

Unregulated advisers ‘driving force’ in pension liberation

HMRC now has powers which could shut down the liberation industry, pension expert says.

Apr 24, 2014

Aegon reviews existing pension scheme charges following cap

Only schemes going through their initial assessment of the auto-enrolment population after 31 August 2014 will receive new terms, Aegon says.

From Regulation| Apr 24, 2014

PRA board member re-emerges at Scottish Widows

After just nine months with the PRA, ex-Prudential chief executive returns to the industry by joining Lloyds Banking Group.

Apr 23, 2014

ONS reveals gaps in life expectancy across UK

The average life expectancy at birth in the UK has risen by at least a year since 2008, data from the Office for National Statistics has shown.

From Your Industry| Apr 22, 2014

Tax relief is latest pension reform battleground

Think-tank proposes scrapping relief altogether in favour of HM Treasury contribution of 50p for each £1 of savings.

Apr 17, 2014

Small businesses ‘gambling’ with auto-enrolment

A significant proportion of smaller businesses are not prepared for auto-enrolment and are “taking a gamble” by relying on their existing pension...

Analysis & Opinion
Annuities after the Budget

Annuities| Apr 09, 2014

Annuities after the Budget

Did everything change for Legal & General at 1.20pm on Budget day? No. We gave the Budget four out of five – pretty good economics, but with a...

Interview| Apr 03, 2014

Firing Line: Steve Herbert

Melanie Tringham talks to Jelf Group’s head of benefits strategy about the new spirit of co-operation in the employee benefits industry, dealing...

Easing the crunch

Mar 20, 2014

Easing the crunch

Advisers struggling with the much anticipated capacity crunch for auto-enrolment are coming up with their own solutions.

Supplied details are sacrosanct

Mar 12, 2014

Supplied details are sacrosanct

This month I look at a determination by the Pensions Ombudsman.

More on Personal Pensions
Adviser Guides

Guide to Pension Charges

The longer the pension plan has been in place, the wider the variation in charges can be.

Special Reports

Small Self-Administered Schemes - January 2014

The commission structure in the pre-RDR world did not suit SSASs as much as other pension schemes.

FTAdviser Blog

Return of ‘free advice’ fallacy flies in face of RDR

Week in Brief: Guidance guarantee for pensioners under the spotlight while advisers demand clarity on trail.

Adviser Guides

Guide to Pensions Lifetime Allowance

The lifetime allowance is a limit on the value of schemes that can be crystallised without tax being applied.

Special Reports

Auto-Enrolment - December 2013

There have been big hopes for auto-enrolment.

FTAdviser Blog

Pensions perfect storm batters life company shares

Week in Brief: Further turmoil as FCA plots probe into 30m policies in wake of charge cap and Budget revolution.

Adviser Guides

Guide to Pension Transfers

A pension transfer is when someone moves the cash value of their current pension to another pension.

FTAdviser Blog

Will inducement paper really stymie adviser education?

Week in Brief: More ‘unintended consequences’ caused by regualtory action and Aegon puts its money where your mouse is.

Recent Articles
  1. Single rate pension tax relief ‘easier said than done’
    Apr 16, 2014

    Single rate pension tax relief ‘easier said than done’

    Restricting reforms to employee contributions would have “more muted impact” than Steve Webb wants, consultancy says.

  2. Guide to Pension Charges
    From Training| Apr 15, 2014

    Guide to Pension Charges

    The longer the pension plan has been in place, the wider the variation in charges can be.

  3. Standard Life hits small firms to cover charge cap loss
    From Your Industry| Apr 15, 2014

    Standard Life hits small firms to cover charge cap loss

    Workplace pension scheme charges revised following DWP confirming a 0.75 per cent scheme charge cap.

  4. Platforms look to improve adviser charging options
    Sipps & Ssas| Apr 14, 2014

    Platforms look to improve adviser charging options

    Cofunds has announced further improvements to the funding options available to advisers and their clients.

  5. Return of ‘free advice’ fallacy flies in face of RDR
    FTAdviser Blog| Apr 11, 2014

    Return of ‘free advice’ fallacy flies in face of RDR

    Week in Brief: Guidance guarantee for pensioners under the spotlight while advisers demand clarity on trail.

  6. DWP shortens DC open market communication deadline
    Apr 10, 2014

    DWP shortens DC open market communication deadline

    Scheme trustees must now tell members about the OMO four months before retirement.

  7. Friends Life to end active member discount ahead of ban
    Apr 10, 2014

    Friends Life to end active member discount ahead of ban

    Members of AMD schemes will be given the option to switch with immediate effect.

  8. FCA warns on post-Budget business model changes
    Apr 09, 2014

    FCA warns on post-Budget business model changes

    The Financial Conduct Authority has published guidance for firms following the changes to pension legislation, announced in the Budget.

  9. Gov’t should scrap pensions altogether: Bee
    Apr 09, 2014

    Gov’t should scrap pensions altogether: Bee

    The chancellor’s Budget plans to reform pensions do not go far enough, Steve Bee has warned.

  10. Just Retirement takes £36m step into DB de-risking
    Annuities| Apr 09, 2014

    Just Retirement takes £36m step into DB de-risking

    Provider hopes to increase its underwritten final salary de-risking business in light of the changes wrought by George Osborne’s Budget.

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