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Home > Pensions > Personal Pensions

Personal Pensions

Latest News

15:44

Consultancy slams vertically integrated master trusts

“We don’t like the bias that is created - it is not the same as commission but it is similar,” pension consultancy says.

15:06

Beware the pension ‘bank account’ gimmick: OMW

Both a pension Isa and a pension bank account are dangerous ideas

11:20

Over half a million will use pension to pay off mortgage

Figure is actually down by almost half from last year.

08:59

U-turn on misleading Rops information

Press release stated that clients were ring-fenced and protected through investing in offshore insurance providers.

Aug 26, 2015

PwC says do pensions buyout now or pay more later

Expected price hike will affect pension schemes with pre-retirement members the most, accountants claim.

From Mortgages| Aug 25, 2015

Equity release firms reveal low numbers of porting customers

Statistics come in response to accusations of “rip-off” early repayment charges levied by industry.

Analysis & Opinion
Pension-itis epidemic

Jeff Prestridge| Aug 26, 2015

Pension-itis epidemic

I’ve got serious case of ‘pensionitis’, not helped by the fact that the July Budget has caused a risk to tax relief on pension contributions

Our flat-rate pensions are already in a right state

James Coney| Aug 26, 2015

Our flat-rate pensions are already in a right state

It turns out that not everyone who has paid their NICs for 35 years will qualify for the £155 a week

Firing Line: Andy Clark

InterviewfromInvestments| Aug 05, 2015

Firing Line: Andy Clark

‘It’s a very sensitive client group’ – HSBC sees opportunity in pension freedom investors.

Pension reforms push retirees towards scammers

John Lappin| Aug 03, 2015

Pension reforms push retirees towards scammers

Pension transfers should come with stern warnings to avert ill-judged blunders.

More on Personal Pensions
Adviser Guides

Guide to Pension Consolidation

Many existing pension contracts can consolidate all pension pots into one.

Special Reports

Pension freedoms teething trouble

George Osborne to consult on pension freedoms process after many of those trying to access their funds find they are facing exit penalties.

Adviser Guides

Guide to Summer Budget 2015

During his speech the chancellor repeatedly said “we are a nation that spends too much and has too much debt”.

Special Reports

Future of Auto-Enrolment - April 2015

The biggest problem facing most is under-provision - and that’s what auto-enrolment is all about.

FTAdviser Blog

Beware fly-by-night firms pushing pension freedoms

Around 60,000 pension savers have cashed in their pots, bringing Treasury £1bn tax windfall

Adviser Guides

Guide to Target Date funds

In the last few months alone two providers have launched target date funds.

Special Reports

Retirement Income Planning - March 2015

Reforms will trigger the most fundamental rethink of at-retirement advice in years.

FTAdviser Blog

A manifesto for the pensions industry

Get rid of the pensions red tape that serves no purpose other than to keep civil servants employed.

Recent Articles
  1. A third of retirees still in debt: Old Mutual
    Aug 25, 2015

    A third of retirees still in debt: Old Mutual

    Research finds mortgage debt is most common, with 21 per cent of people still owing money on their house when they retire.

  2. More client requests for DB reviews, yet few transfers
    Aug 25, 2015

    More client requests for DB reviews, yet few transfers

    Research shows that in 2014, 59 per cent of DB reviews were for those over age 50, which has now risen to 77 per cent.

  3. Industry split on how market hit affects drawdown customers
    Aug 25, 2015

    Industry split on how market hit affects drawdown customers

    Providers note that those who have been properly advised should be sufficiently diversified to cope with this week’s stock shock.

  4. AJ Bell sees death benefit nominations up 350%
    Aug 24, 2015

    AJ Bell sees death benefit nominations up 350%

    Company says changes to the rules have seen huge increases in interest this tax year.

  5. Providers not open for SME auto-enrolment business
    Aug 24, 2015

    Providers not open for SME auto-enrolment business

    A third of advisers already believe there isn’t enough pension provider choice for smaller employers.

  6. Almost all advisers predict state pension will change again
    Aug 24, 2015

    Almost all advisers predict state pension will change again

    Provider argues that industry needs to get better at highlighting the benefits of the state pension.

  7. Adviser warns gov’t on messing with pension tax
    Aug 24, 2015

    Adviser warns gov’t on messing with pension tax

    Director says chancellor must be “very careful” not to further reduce rates of long-term savings.

  8. Innovation, revolution and acquisition
    Aug 21, 2015

    Innovation, revolution and acquisition

    Buy-to-let criteria changes and discretionary management opportunism also covered during the last five days.

  9. Clients will be won or lost on intergenerational relations
    From Your Industry| Aug 21, 2015

    Clients will be won or lost on intergenerational relations

    Wealth management experts say advisers must concentrate on proving their expertise to clients.

  10. Lump sum option falls by the wayside since April
    Aug 20, 2015

    Lump sum option falls by the wayside since April

    Providers report low take-up of much-maligned uncrystallised option.

More on FTAdviser