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Home > Pensions > Personal Pensions

Personal Pensions

Latest News

May 27, 2016

Looming spectre of master trust ’zombie’ schemes

Risk of ‘stranded assets’ without much needed consolidation of auto-enrolment schemes, according to Henry Tapper.

May 27, 2016

Treasury warns Brexit would erode state pension

Pension schemes benefit when funds can be invested across a stable, growing economy, according to the CBI.

May 26, 2016

DWP excludes MVRs from pension charge cap

Government looks to engage with industry on the proposals to introduce a cap for occupational schemes.

May 26, 2016

Tenet criticised for pension transfer advice

Ombudsman rules adviser should have told self-employed man in his 30s to leave his deferred pension benefits where they were.

May 26, 2016

Biggest long term worry is running out of cash in retirement

A total of 8 per cent had no concerns at all about their financial future.

May 25, 2016

Provider argues longer guarantees replace annuities

Provider creates case study to illustrate the point.

Analysis & Opinion

Emma Ann Hughes| May 27, 2016

Pension exit charge cap doesn’t fit

Charges should reflect the cost of carrying out the action requested.

If the charge cap fits, wear it

May 25, 2016

If the charge cap fits, wear it

Some providers argue that higher charges allows them to offer a range of higher-quality services

Firing Line: Phil Loney

Interview| May 25, 2016

Firing Line: Phil Loney

The group chief executive of Royal London tells Melanie Tringham his concerns about the trend of life offices buying advice firms

Emma Ann Hughes| May 20, 2016

Regulation remains reactive rather than proactive

The Queen’s Speech showed regulation is still reactive rather than proactive.

More on Personal Pensions
Adviser Guides

Guide to Ssas

Ssas is beginning to look more attractive again.

Special Reports

With pension freedoms comes responsibility

Introducing our Special Report on ‘retirement income’

FTAdviser Blog

Should you talk about pensions on Valentine’s Day?

Aegon’s regulatory guru suggests some couples co-operation to help with retirement.

FTAdviser Blog

Pensions year summarised by distinct events

Freedom and choice, the summer Budget and the Autumn Statement defined pensions across 2015.

FTAdviser Blog

Don’t panic about workplace pensions

Early preparation and the right payroll solution are critical to minimising any staging headaches.

Recent Articles
  1. May 25, 2016

    Mystery Shopper: Warwickshire

    Each week the mystery shopper seeks advice from independent and tied advisers in the UK. The aim is to find out whether advisers are delivering the...

  2. Annual cost of being a pensioner is £11,620
    May 25, 2016

    Annual cost of being a pensioner is £11,620

    Analysis by the firm shows the average retired household spends around 14 per cent of their cash on fuel and housing.

  3. Aegon backs flexibility over state pension age increase
    May 25, 2016

    Aegon backs flexibility over state pension age increase

    Proposal by Lord Adair Turner this week represent a radical acceleration of the government’s current timetable.

  4. Zurich to offer pensions guidance
    May 23, 2016

    Zurich to offer pensions guidance

    Insurer says proposition has been created by customers around the principles of ‘user centred design’.

  5. Turner calls for speedy increase of state pension age
    May 23, 2016

    Turner calls for speedy increase of state pension age

    Former chairman of the FSA’s proposal would lift the pension age to 70 within 14 years, a radical acceleration of the current timetable.

  6. Pension Wise will not cover Lifetime Isa or auto-enrolment
    May 19, 2016

    Pension Wise will not cover Lifetime Isa or auto-enrolment

    Minister responds to questions about extending free guidance service.

  7. Phoenix Life under fire for pension exit charges
    May 19, 2016

    Phoenix Life under fire for pension exit charges

    Phoenix Life has faced criticism for charging an adviser’s clients a 35 per cent pension exit penalty.

  8. RLAM’s Trevor Greetham criticises govt pension policy
    From Investments| May 19, 2016

    RLAM’s Trevor Greetham criticises govt pension policy

    Head of multi-asset says people who invest in Isas should use the same principles as a pensions wrapper.

  9. Tighter rules for master trusts in Queen’s Speech
    From Regulation| May 18, 2016

    Tighter rules for master trusts in Queen’s Speech

    The Pensions Regulator will be handed greater powers to authorise and supervise the schemes and step in when necessary.

  10. May 18, 2016

    The good, the bad and the ugly

    Master trust pension schemes have attracted bad press in the past but they also offer value to employers and employees

More on FTAdviser