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Home > Pensions > Personal Pensions

Personal Pensions

Latest News

From Your Industry| Mar 27, 2015

Adviser margins and UFPLS default: This week’s news

It has been a busy seven days, with the regulator publishing papers on an almost daily basis.

From Regulation| Mar 27, 2015

Regulators consult on Solvency II approved persons regime

New regime will begin on 7 March 2016, following implementation of the ‘fit and proper’ requirements at the start of next year.

Mar 27, 2015

DWP clarifies spent pension state fallback rules

Pension expert warns government has drawn a line on people spending pension pots.

Mar 27, 2015

Most Brits unaware of pension savings: survey

Findings back the development of an online ‘pensions dashboard’ to encourage engagement.

Mar 27, 2015

Ex-pat savers to be barred from pension freedoms

Adam Wrench of London and Colonial says changes come as a “complete surprise”.

From Your Industry| Mar 26, 2015

Advisers should offer ‘entry level’ propositions: Tpas

The service is seeing more advice models that are dealing with lower value size pots.

Analysis & Opinion
‘FCA needs to change approach to DB transfer advice’

InterviewfromAnnuities| Mar 27, 2015

‘FCA needs to change approach to DB transfer advice’

Mike Morrison reveals why he is staying in bed on 6 April and what the regulator should be doing to help advisers.

A peek into the future after freedom day

Mar 26, 2015

A peek into the future after freedom day

A new report by the work and pensions select committee looks at the issues raised by changes to pension regulations in April

Mar 26, 2015

Age figures prominently in redundancy/pension case

Pensions Ombudsman found entitlement to unreduced pension on redundancy did not apply to employees under 50

Planner’s paradise

Jeff Prestridge| Mar 25, 2015

Planner’s paradise

After hero-worshipping George, I would then be raising a glass or two to the understated pensions minister Steve Webb

More on Personal Pensions
Adviser Guides

Key Adviser Issues in Budget 2015

Everything you need to know about the key measures affecting you and your clients from George Osborne’s sixth Budget.

Special Reports

Retirement Income Planning - March 2015

Reforms will trigger the most fundamental rethink of at-retirement advice in years.

FTAdviser Blog

To infinity and beyond: What longevity means for advisers

Zurich’s head of retail platform strategy says advisers will play an increasingly important role.

Adviser Guides

Guide to Pension Wise and Retirement Guidance

When the government announced its sweeping reforms of the ‘at-retirement’ market in the 2014 Budget, it offered a guidance guarantee.

Special Reports

Income Drawdown - March 2015

Income drawdown is set to become the default retirement income option for more savers from April.

Ashley Wassall

Advisers take centre stage as pension guidance fears mount

News Review: Guidance might not be ready for reforms, annuity for cash plans raise concerns.

Adviser Guides

Guide to Isas and Pension Freedoms

Isas were made a far more flexible savings vehicle last year.

Special Reports

Retirement Freedom and Responsibility - March 2015

Will those taking advantage of the pension reforms spend their pots or chose wisely where to invest it?

FTAdviser Blog

Ideal retirement at odds with real retirement

Seeing the name of Citizens Advice in these discussions may have been unexpected.

Recent Articles
  1. Aviva shareholders approve acquisition of Friends Life
    From Your Industry| Mar 26, 2015

    Aviva shareholders approve acquisition of Friends Life

    In December last year, Aviva agreed to buy Friends Life in a deal worth £5.6bn

  2. To infinity and beyond: What longevity means for advisers
    onYour Industry| Mar 26, 2015

    To infinity and beyond: What longevity means for advisers

    Zurich’s head of retail platform strategy says advisers will play an increasingly important role.

  3. Key Adviser Issues in Budget 2015
    From Training| Mar 26, 2015

    Key Adviser Issues in Budget 2015

    Everything you need to know about the key measures affecting you and your clients from George Osborne’s sixth Budget.

  4. Key themes in the FCA retirement income market study
    From Regulation| Mar 26, 2015

    Key themes in the FCA retirement income market study

    Responses to criticisms and promises of new requirements for providers revealed from within report.

  5. Industry needs to start talking to ‘generation X’ now
    Mar 26, 2015

    Industry needs to start talking to ‘generation X’ now

    FCA confirms discussion paper on existing wake-up packs will be published shortly.

  6. Pensioners spending more time in work – Bower
    Mar 26, 2015

    Pensioners spending more time in work – Bower

    Paid or unpaid employment attractive to more pensioners past retirement age, study finds

  7. FCA demands drawdown comparison tools to aid choice
    From Regulation| Mar 26, 2015

    FCA demands drawdown comparison tools to aid choice

    Regulator concerned ad hoc cash lump sums will become ‘default’ option for small pots without advice.

  8. Warning of post-guidance referral ‘capacity crunch’
    Mar 25, 2015

    Warning of post-guidance referral ‘capacity crunch’

    Many retirement advisers will not want to deal with smaller pots, according to advisory firm’s director.

  9. Nucleus not offering UFPLS due to demand lack
    Mar 25, 2015

    Nucleus not offering UFPLS due to demand lack

    Two providers to date have stated they will not be offering the UFPLS facility.

  10. Regulator highlights final salary transfer funding risks
    Mar 25, 2015

    Regulator highlights final salary transfer funding risks

    Corporate plans spells out guidance offered and potential punishments for non-compliance.

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