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Home > Pensions > Personal Pensions

Personal Pensions

Latest News

Mar 06, 2015

Final salary advice and pension price caps: the week in news

A peek into Neil Woodford’s office proved popular, while the FCA stepped up protection for final salary savers.

From Your Industry| Mar 06, 2015

Penguin targeting 180 wealthy clients by 2022

Long-term plan splits business into wealth management and mass market simplified advice.

Mar 06, 2015

Auto-enrolment impact good news for insurers: Moody’s

Auto-enrolment deemed to be “credit positive for UK life insurers” by ratings agency.

Sipps & Ssas| Mar 06, 2015

Labour pledges to cap drawdown charges

Party first raised the issue in November last year following Cass Business School study.

Mar 05, 2015

Rival AE providers angry at regulator’s SME list ‘U-turn’

Two master trust schemes cite number of employers who are unlikely to take advice and thus simply opt for Nest.

Sipps & Ssas| Mar 05, 2015

Standard Life to remove flexi drawdown charges by April

One off set up charge of £208 and a one off early depletion charge of £312 will be gone by freedom day.

Analysis & Opinion
Beware the spending spin

Mar 04, 2015

Beware the spending spin

Government initiatives on flexible access to pensions and reform of care fees funding could leave many facing little choice in care provision and...

Unearthing your client’s hierarchy of needs

Mar 04, 2015

Unearthing your client’s hierarchy of needs

With April’s pension changes around the corner, one approach to building a client’s retirement portfolios involves matching their needs with...

Mar 04, 2015

Right decisions, but for the wrong reasons

Pensions Ombudsman rules on providers preventing transfers into ‘pension liberation’ schemes

Adrian Boulding: Three simple steps to an ideal retirement

Mar 04, 2015

Adrian Boulding: Three simple steps to an ideal retirement

Pensioners will soon have more power to plan for their futures placed into their hands.

More on Personal Pensions
Adviser Guides

Guide to Isas and Pension Freedoms

Isas were made a far more flexible savings vehicle last year.

Special Reports

Choices in Retirement - February 2015

It is clear at least that the government is aware of the scale of the challenges consumers coming to retire face.

FTAdviser Blog

Pension ‘freedoms’ will be less simple than they appear

News Review: Savers will be able to dip into their pension whenever they like from April... well, maybe.

Adviser Guides

Guide to Bypass Trusts and Pension Freedoms

Questions have been raised about whether bypass trusts have a role to play in tax planning in the future.

FTAdviser Blog

Like it or not, the pension ‘credit card’ is coming

News Review: We are edging closer to pensions working like bank accounts, but is this really what was intended?

Adviser Guides

Guide to Workplace Pensions

Historically, many public and private sector organisations have provided a defined benefit pension scheme for staff.

FTAdviser Blog

Don’t take the state pension for granted

Regarding the number of NI years needed to get a full state pension, we are actually moving back in time.

Recent Articles
  1. Guide to Isas and Pension Freedoms
    From Training| Mar 05, 2015

    Guide to Isas and Pension Freedoms

    Isas were made a far more flexible savings vehicle last year.

  2. Aegon launches at-retirement adviser tool and website
    Mar 05, 2015

    Aegon launches at-retirement adviser tool and website

    Technology will be backed by telephone and field-based staff supporting advisers on new options.

  3. Aviva’s Friends Life takeover on track as profits leap
    Annuities| Mar 05, 2015

    Aviva’s Friends Life takeover on track as profits leap

    The two insurers, set to merge, have reported profits were up in 2014.

  4. HSBC launches retirement range of risk-managed funds
    From Investments| Mar 04, 2015

    HSBC launches retirement range of risk-managed funds

    New retirement range consists of a series of the firm’s multi-asset world selection portfolios.

  5. How advice can counter behavioural bias in retirees
    Annuities| Mar 04, 2015

    How advice can counter behavioural bias in retirees

    Defaqto Retirement Update: There is clear evidence that consumers are not intending to blow their funds.

  6. FCA excludes GARs from specialist advice requirement
    From Regulation| Mar 04, 2015

    FCA excludes GARs from specialist advice requirement

    Concerns there is not sufficient capacity among qualified advisers for it and it would be too costly for consumers.

  7. L&G develops drawdown with fixed annuity features
    Mar 04, 2015

    L&G develops drawdown with fixed annuity features

    Legal and General says it is taking the investment risk out of the hands of consumers.

  8. IFAs must prepare for pension opportunity: Altmann
    From Your Industry| Mar 04, 2015

    IFAs must prepare for pension opportunity: Altmann

    Views backed by wealth management consultant, who identifies gaps in adviser risk readiness.

  9. FCA estimates up to £840m ‘irrational’ DB transfer demand
    From Regulation| Mar 04, 2015

    FCA estimates up to £840m ‘irrational’ DB transfer demand

    New rules governing pension transfer advice to prevent up to £10m of consumer detriment.

  10. Surge in income drawdown enquiries as pot sizes slide
    Mar 04, 2015

    Surge in income drawdown enquiries as pot sizes slide

    Upcoming pension freedom rules have made advisers consider drawdown for a wider range of clients.

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