Moving house is commonly cited in surveys as one of the most stressful events in a person’s life.

Unfortunately, the vote to leave the EU may have further complicated this already complex process. 

Zachary Gauge, European real estate analyst at UBS Real Estate and Private Markets, believes Brexit in the immediate to short term is creating some uncertainty in the residential sector.

He sees people are holding off buying a house, or holding on to get the right price on a house they’re selling, which will slow the market down.

This is certainly what seems to be happening, as recent figures show fewer transactions taking place. In September, the number of residential property transactions was down on the previous month.

As David Hollingworth, associate director communications at L&C Mortgages, suggests: “It’s hard to pin down particular market conditions specifically to being a by-product of the vote to leave the European Union but there has been a slowing in activity levels and some of the main indices have pointed to a cooling in the rate of house price inflation.”

Is this a direct result of Brexit, or is there more at play, such as the ongoing shortage of housing stock? 

This guide looks at whether the ongoing uncertainty caused by the Brexit negotiations is affecting UK housing supply and considers if it has created a buyers’ market.

It will also cover tips for finding the right mortgage deal for those who are still planning to buy a property and what long-term impact Brexit might have, particularly if no deal is on the cards by the time the UK departs in 2019.

The indicative CPD timing for this guide is 60 minutes.

Contributors to this guide are: James Allen, head of Walker Crips Alternative Investments; Alex Gosling, chief executive of HouseSimple.com; Jeremy Duncombe, director at Legal & General Mortgage Club; Anthony Rushworth, founder of Homegrown; David Torpey, managing director and chief operating officer at Bluestone Mortgages; Jonathan Samuels, chief executive at Octane Capital; David Hollingworth, associate director of communications at L&C Mortgages; D’mitri Zaprzala, head of sales at Octopus Property; Zachary Gauge, European real estate analyst at UBS Real Estate and Private Markets (REPM); Alistair McKee, managing director at One 77 Mortgages; The Guide Political Intelligence report; and HouseSimple.

eleanor.duncan@ft.com