Legal & General group protection payouts rise

Phil Nash, product development manager for broker ActivQuote, commented: "The key point here is consistency and simplicity both for clients and advisers in terms of positioning – whichever method is chosen.

"This would certainly assist the industry and perhaps allow us to finally move away from the negative media coverage that has surrounded claims for many years, often inaccurately.

"Claims for excluded conditions and non-disclosure certainly muddy the water – the perfect solution may still evade us but we should still strive to make our statistics as uniform and transparent as possible."