Protection plan boost for amateur rugby clubs

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Protection plan boost for amateur rugby clubs

Wiltshire Friendly is hoping to score a try with a ‘pioneering’ group personal income replacement plan aimed at amateur rugby clubs.

The policy has been designed to provide cover for those engaged in the high-risk contact sport and has been rolled out to all amateur clubs following a successful trial with Trowbridge Rugby Football Club in Wiltshire.

Income replacement covers a percentage of income if the individual is unable to work due to illness or injury, paying out for a set period of time or until they return to work, whichever is the sooner.

It insures the majority of illnesses that leave someone unable to work, although there is a waiting period before entitlement to benefit payment starts.

The plan set up with Trowbridge RFC offers a benefit amount from £325 to £1,000 per month, with larger amounts available on request.

Payouts can be made from just one week after the illness or injury and continue for a maximum period of up to two years for each valid claim.

It is available to general members as well as players and runs up until the state pension age.

John Gratland, chief executive of Wiltshire Friendly, said: “We have been working with professional rugby players since 2011 and we were pleased to be able to use our expertise to develop a plan that fulfilled the income protection needs of Trowbridge RFC.”

simon.allin@ft.com