Covid underwriting restrictions lift amid vaccine progress

Debbie Bolton, head of customer operations and chief underwriter at AIG Life, said this meant the insurer may be able to offer cover to more applicants, and that it would make further changes as risks evolve.

Future Proof’s Mead said he looked forward to other providers making similar announcements soon.

The developments come after AIG Life’s head of underwriting strategy, Helen Croft, said earlier this year that the coronavirus vaccine would lead to Covid underwriting restrictions being reduced or removed.

Last year some protection advisers reported difficulties in finding cover for clients during the pandemic, due to underwriting changes that were affecting clients with conditions that made them more vulnerable if they contracted the coronavirus.

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