Divorce is never an easy time in anyone's life - including the financial adviser's.

Understanding the ever-changing law on pensions and divorce, asset sharing, marriage and equality is difficult enough.

Then along came pension freedoms, which have brought new changes in the way pensions can be accessed after age 55, with tax changes posing potential threats to some people in the event of pension sharing on divorce.

This guide discusses the opportunities and changes that have arisen post-pension freedoms, as well as the challenges brought about by pensions equality (or lack of it).

Contributors to this guide: Janet Brown, partner at Sackers LLP; Richard Morley, partner for DBO's tax dispute resolution division; Jessica List, pensions technical analyst for Suffolk Life; Alistair McQueen, savings and retirement manager for Aviva; Mike Morrison, head of platform technical at AJ Bell; Robin Ellison, head of strategic development for pensions; Linda Todd, head of operations for Bankhall; Stephen Chilcott, chartered financial planner for Addidi Wealth; David Trenner, technical director for Intelligent Pensions; Martin Tilley, director of technical services for Dentons Pension Management; Investec Wealth & Investment; Prudential; the Personal Finance Society; and sharingpensions.co.uk.

simoney.kyriakou@ft.com