How to use multi-asset portfolios for income generation

pfs-logo
cisi-logo
CPD
Approx.60min
  • To understand why people are seeking income-generating portfolio.
  • To be able to explain what a safe withdrawal rate is.
  • To understand the tax and performance implications of focusing solely on income.

How to use multi-asset portfolios for income generation

  • To understand why people are seeking income-generating portfolio.
  • To be able to explain what a safe withdrawal rate is.
  • To understand the tax and performance implications of focusing solely on income.
pfs-logo
cisi-logo
CPD
Approx.60min
Supported by
Rathbones

Introduction

By Simoney Kyriakou
twitter-iconfacebook-iconlinkedin-iconmail-iconprint-icon

The hunt for income has been well-documented, as has the growth and use of multi-asset portfolios.

But what happens when advisers put the two together with the aim of providing a diversified portfolio of income-generating stocks?

How should such portfolios be created to help investors both accumulate and decumulate, without falling foul of correlation or sequencing risks?

This guide, which qualifies for an indicative 60 minutes' worth of CPD, will cover the importance of diversification, getting the risk strategy right, the types of income strategy within a portfolio and how to create a sustainable multi-asset fund for accumulation and decumulation.

Contributors of content to this guide: Tim Morris, IFA for Russell & Co Financial Advisers; Patrick Norwood, insight analyst for Defaqto; Bob Szechenyi, investment director for Rathbones; Joe Roxborough, chartered financial planner for Ascot Lloyd; Stephen Crewe, director of Fulcrum Asset Management; Abraham Okusanya, director of FinalytiQ; Aviva Investors; the Department of Economics and Related Studies at the University of York. 

Simoney Kyriakou is content plus editor for FTAdviser

In this guide

Articles
CPD Questions
To reveal the CPD questions which accompany this guide, please sign in and read all of the articles below.