Diary of an adviser  

Diary of an adviser: Scott Gallacher

Then it’s cash flow planning with a client who’s received a large inheritance, but is worried if she can retire comfortably on it. After lunch I meet new clients who are attorneys for their parents and are sorting out their affairs. Having the Long-Term Care qualification allows me to advise a wide range of clients and ensures I never get bored.

Finally, it’s an existing client for some end of tax year pension planning to mop up higher rate income tax relief. The maths of this never fails to amaze clients. Then I’m home just before 7pm for a well-earned takeaway withthe family.

Scott Gallacher is a director at Leicester-based Rowley Turton Private Wealth Management