Hybrid working has become 'embedded' across advice

“Turbulence was felt across all aspects of the economy throughout 2021, and this is likely to continue into 2022,” he said.

“We have seen supply chain issues, labour shortages and energy price hikes, coupled with a continued rise in inflation which does not appear to be slowing any time soon. As a result, 2022 will likely see interest rate rises.”

Craig explained that just as the world returns to some form of normality, the new Omicron variant has been identified.

He said: “While this will likely hold off any drastic monetary policy changes for the time being, at this stage in the pandemic the UK is far more prepared for its impact, and with hope it won’t be as damaging as that of previous variants and 2022 will see continued economic recovery as opposed to a reversal.”

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