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Home > Pensions

Pensions

Top Story

Pensions| 08:30

Advisers complain of auto-enrolment latecomers

Half of advisers surveyed said half of the employers they deal with turned to them “very close” to their staging date.

From Regulation| 14:06

DWP to abolish ‘short service’ pension refunds

From October 2015 schemes will only be able to make refunds within the first 30 days of membership.

From Regulation| Oct 21, 2014

Pension freedoms expose pots to bankruptcy orders

Landmark ruling from 2012 has not been overturned leaving pension funds exposed, warn experts.

Annuities| Oct 21, 2014

Aegon loses another ombudsman claim over ‘needless delays’

Pensions ombudsman criticises Aegon for “maladministration” over enhanced annuity purchase.

Annuities| Oct 21, 2014

MGM offers to hold annuity lump sums to avoid ‘death charge’

Value protection payments can be held until more favourable tax rules come in next Spring.

From Mortgages| Oct 21, 2014

Equity release lending tops £1bn so far this year

The third quarter saw the largest increase in equity release lending ever seen, totalling £375.5m.

From Your Industry| Oct 20, 2014

National adviser bemoans lack of open tender for guidance

Beaufort Group executive chairman says it would be “better placed” to give guidance than Citizens Advice.

Analysis & Opinion
Advisers must intervene before guidance crashes

John LappinonInvestments| Oct 20, 2014

Advisers must intervene before guidance crashes

Be aware that the likelihood of retirement income reforms going wrong is high.

There should also have been incentives to allow accredited adviser firms to provide such services lower down the income scale

Ashley WassallonAnnuities| Oct 17, 2014

Pensions Bill scrambling shows guidance success critical

In a lot of the cases full advice should be recommended and would be well worth the expense.

Hal AustinonAnnuities| Oct 15, 2014

Pensions changes will bring fresh opportunities

Doomsayers have already been shouting about people being profligate with their pots.

Gill CardyonYour Industry| Oct 09, 2014

Investment risk transfer raises big questions

We are arch purveyors of statistics.

More on Pensions
Adviser Guides

Guide to Retirement Income Options post-Budget

Many headlines in the aftermath of the Budget concentrated on the fantastic freedom and choice being introduced.

Special Reports

Self-Invested Personal Pensions - October 2014

This October’s Money Management Sipp survey

FTAdviser Blog

Reform rush has industry in a spin over freedoms

Week in brief: Treasury confirms draft rules and FCA lines up guidance policy, as advisers ‘hide behind their desks’.

Adviser Guides

Guide to Pension Liberation

Any scheme which offers money from a pension fund before minimum pension age should ring alarm bells.

Special Reports

Retirement: Pensions in the UK have moved up a gear

Retirement has all of a sudden become hot news.

FTAdviser Blog

Why Webb won’t ‘unwind’ legacy annuities

Such a move would surely be the end for specialist annuity providers which are struggling already.

Adviser Guides

Guide to Sipp Charges

Charges can be taken in a number of ways by a Sipp operator but recently advisers have been up in arms about exit fees.

Special Reports

Retirement - June 2014

With annuitisation on its way out, will the insurance world adapt to the changing scene

FTAdviser Blog

Fos landmark U-turn opens a can of worms

Fos reviews a ‘final’ decision, but questions remain over whether it has the legal authority to enforce any new ruling.

More News

Personal Pensions| Oct 20, 2014

‘Death tax’ abolition will not boost over-50s saving

Industry must abandon traditional thinking that a pension is just for the individual, provider says.

Sipps & Ssas| Oct 20, 2014

Rowanmoor warns only six-months to preserve big lump sums

Provider suggests member-directed scheme option to take advantage of benefit transfer.

Pensions| Oct 20, 2014

Citizens Advice to deliver face-to-face guidance

Chancellor says the government will legislate this week to underpin the guidance.

Personal Pensions| Oct 20, 2014

Pension pots to ‘run dry’ after five years: True Potential

Brits are on course to build a retirement fund worth just £120,213, research shows.

Pensions| Oct 17, 2014

Calls for commission amid fears freedoms could be unwound

Proposals urge action to make financial advice more affordable and accessible.

Annuities| Oct 17, 2014

Your technical pension freedoms questions answered

‘Non-advised drawdown is an accident waiting to happen’, says pensions expert and workshop panelist.

More on FTAdviser
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