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Home > Opinion


Regulator: regulate! Since the global crisis, the big beasts of the banking world have had an easier ride than they deserve. For how much longer must this go on?

Nov 05, 2014

Hal Austin

Editor, Financial Adviser

Hal is editor of Financial Adviser and has been for more than a decade. He has previously worked on a number of local and national publications.

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Let’s get real about the RDR We must not sweep under the carpet where the RDR has fallen short, or get defensive over its legacy.

Regulation Dec 17, 2014

Ashley Wassall

Editor, FTAdviser

Ashley is editor of FTAdviser and writes on all areas of retail finance. Previously supplements editor at Money Management and editor of a European private equity publication.

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Predicting more of the same proved prescient There were major flaws in the market consensus this time a year ago.

Investments Dec 15, 2014

John Kenchington

John is editor of Investment Adviser and has written about investments for several years. He has worked at titles including City AM and was recently named in the MHP 30 To Watch list of up-and-coming media names.

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Past habits are no defence for mistreating customers The financial services industry should challenge the status quo rather than trundling blindly along with it, says Jon Cudby

Your Industry Dec 19, 2014

Jon Cudby

Editor, Money Management

Jon is editor of Money Management and has 12 years' experience covering retail personal finance. In 2005, Jon was launch editor of FTAdviser and most recently he was head of online content for Incisive Media's financial services titles.

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Will low-cost online ‘advice’ ghettoise IFAs? The rise of low-cost guidance from sites such as Nutmeg poses a real threat to advisers

Your Industry Dec 11, 2014

Tony Hazell

Columnist, Financial Adviser

Tony is a freelance financial journalist, having been editor of Money Mail at the Daily Mail for a number of years. He has been writing a column in Financial Adviser since 2005.

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Tory debate over UK’s EU membership is barrier to stability Re-elected Conservatives may well create more uncertainty for advisers and clients.

Dec 15, 2014

John Lappin

Columnist, Investment Adviser

John is a weekly contributor to Investment Adviser with 15 years’ experience in financial journalism and 10 years writing on the IFA sector. He was formerly editor of an IFA trade magazine.

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Jeff has been personal finance editor of the Mail on Sunday for a number of years. He writes on a range of subjects and has been a columnist at Financial Adviser since 2004.

A shameful case for FSCS

FSCS has been spectacularly incompetent in an least one Arch Cru compensation claim.

Dec 10, 2014
Gill is network development director at ValidPath. She previously founded independent advice trade body IFA Centre and has represented IFAs on the regulators’s 'smaller businesses practitioner panel'

Paying the true economic cost of industry events

It cannot be an inducement for me to tell five speakers to share the day delegate costs between themselves equally.

Dec 11, 2014
Kevin is group editor of financial media company Portfolio Publishing and a former editor of Financial Adviser. He has been writing about financial services for more than 20 years.

Time to come clean on state pension shortcomings

The frankness shown by the Isle of Man Treasury should be emulated widely.

Regulation Nov 19, 2014

True platform due diligence requires deep data digging

Due diligence is not something you do to keep the regulator happy; it is what you do to protect your clients and your business.

Who is the FCA to say who is ‘fit and proper’?

Is the regulator ‘fit and proper’ itself?

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Kerry Craig is a global multi-asset market strategist of JP Morgan Asset Management conducting analysis on economic and investment trends. He is responsible for investment communications through the company's Market Insights programme.

Liquidity concerns

BoE rate hikes in 2015 may may increase speculation that parts of the fixed income market are hampered by potential liquidity constraints

Dec 12, 2014
Simon is a financial services know-how lawyer at Norton Rose Fulbright. He has been a columnist at Financial Adviser since 2006.
Philip is a financial services solicitor and head of Michelmores’ financial services and markets practice. He has contributed to Financial Adviser’s regulation column since 2006.

Philip Ryley: Be careful what you wish for with FCA

Lord Turner was absolutely correct to say that “the pattern of the past is not acceptable” - you do not have to be either a regulator to reach that...

Regulation Sep 19, 2014
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