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Garry Heath is one of the best known figures in the financial services industry, having been director general of the IFA Association during the 1990s. He has since been an active campaigner on many issues, most recently on the impact of RDR on financial advisers, with his trenchant Heath Report.
Kerry Craig is a global multi-asset market strategist of JP Morgan Asset Management conducting analysis on economic and investment trends. He is responsible for investment communications through the company's Market Insights programme.