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Home > Mortgages

Mortgages

Top Story

Mortgages| 13:43

EU mortgage directive to erode equity release safeguards

New definition of lifetime mortgages may open the door for development of ‘equity release-lite’ products.

Mortgages| 11:42

Woolwich urged to ditch fax and join 21st century

Broker criticises lender for taking too long to process client mortgages

Mortgage Products| 11:09

Interest-only borrowers need more protection: ERC

Equity release association encourages more than ‘extend and pretend’ solutions

Mortgages| 09:00

Calls for government to reform stamp duty

House-building programme that needs to be ramped up, says Rightmove director.

Mortgage Data| 08:59

First-time buyer completions stall in October

Estate agent’s report finds first-time buyer transactions falling 12.3 per cent over the last three months, although slowdown is easing.

Mortgage Data| Nov 28, 2014

Housing market growth continues slowdown: Nationwide

Average house price growth only rose by 0.2 per cent from October to November.

Mortgages| 08:56

IFA union founder warns over mortgage criteria changes

Call comes as Leeds Building Society changes lending criteria to include affordable housing covenants.

Analysis & Opinion
Lifetime mortgages are still in murky waters

Tony HazellonMortgage Products| Oct 29, 2014

Lifetime mortgages are still in murky waters

So someone with a perfectly good pension and bags of equity in their home is told they are not eligible for a mortgage.

But if, as some doomsayers are predicting, people take too much from their pensions, then equity release would seem to be the next obvious port of call

FTAdviser Blogon| Oct 09, 2014

Top of the market

All this is good news for those hoping to get onto the property ladder, but first-time buyers should not be rejoicing just yet.

Tony Hazellon| Sep 17, 2014

Does gov’t care enough to re-evaluate stamp duty?

My view is that stamp duty should be replaced with a more progressive tax.

Tony HazellonMortgage Products| Jan 22, 2014

High time to stop tax perks for BTL landlords

Private landlords have stoked house price inflation while making entry to the market difficult for first-time buyers.

More on Mortgages
Adviser Guides

Guide to Mortgage Endowments and Interest-Only

Mortgage endowments were unusual among financial products.

Special Reports

Offset Mortgages - October 2014

Offset mortgages are more efficient in a low-interest-rate environment

FTAdviser Blog

It’s time the FCA enforced TCF principles

News Review: Laudable rules to prevent unintended consequences are being ignored by lenders.

Adviser Guides

Guide to Second Charge Mortgages

A popular alternative to remortgaging, a shake-up of the way this product is regulated is on the way.

Special Reports

Equity Release - June 2014

Predictions of the products imminent breakthrough have proved to be false dawns in the past.

FTAdviser Blog

I’m sticking by my ‘staggering ignorance’ on housing hubris

News Review: Confusion reigns over market statistics, but affordability issues for young buyers are irrefutable.

Adviser Guides

Guide to Help to Buy - Updated

Help to Buy assists borrowers who can afford a mortgage but have only been able to muster 5 per cent of the property purchase price.

FTAdviser Blog

FCA fine gives context for Natwest over-compliance

Final notice reveals that affordability issues and lack of oversight of advised sales prompted action.

More News

Mortgage Data| Nov 27, 2014

Balance between supply and demand in housing market: NAEA

Survey finds association’s member agents reported an average of 53 properties for sale per branch.

Mortgage Products| Nov 27, 2014

Accord offers 1.74% two-year fixed rate deal

Borrowers with deposits from 5 per cent to 35 per cent can access reductions.

Mortgage Products| Nov 27, 2014

Santander launches ‘lowest ever’ two-year fixed rate

Launch comes at the same time as additional reductions across a wide range of two and five-year platforms.

Mortgage Data| Nov 27, 2014

West Brom swings back into profit

Building society says it has seen a significant increase in residential mortgage lending.

Mortgage Products| Nov 26, 2014

New intermediary lender details initial range

Selection of two and five-year fixed-rate deals and three-year tracker rates will be offered across three product types.

Mortgage Data| Nov 26, 2014

First-time buyer lending cools across UK regions

London stands out with higher growth for third quarter than year on year, while Scotland and Wales both decline.

More on FTAdviser
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