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Home > Mortgages

Mortgages

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Mortgage Data| Jan 29, 2015

High Court backs West Brom over rate hikes

Building society says the rate increase was made to “reflect changing market conditions”.

Mortgage Data| Jan 29, 2015

House prices stabilise in December: Land Registry

Official data shows an annual increase of 7 per cent.

Mortgage Products| Jan 29, 2015

Openwork launches refreshed mortgage panel

The new panel now includes Bank of Ireland and TSB.

Mortgage Products| Jan 29, 2015

Ex-Personal Touch chair targets advisers making DA switch

Network will fulfil a transitory role and assist around 200 advisers seeking to become directly authorised.

Mortgage Data| Jan 29, 2015

House price growth slows again in January

Monthly index shows fifth straight month of house price slowdown.

Mortgage Data| Jan 29, 2015

Gross lending to hit £225bn in 2015: L&G

Mortgage Club director says new highs will be driven by rising house prices, new entrants and low interest rates.

Mortgage Products| Jan 28, 2015

Clydesdale becomes latest to up proc fees

Increases for networks and directly authorised brokers due from 2 February.

Analysis & Opinion
Lifetime mortgages are still in murky waters

Tony HazellonMortgage Products| Oct 29, 2014

Lifetime mortgages are still in murky waters

So someone with a perfectly good pension and bags of equity in their home is told they are not eligible for a mortgage.

But if, as some doomsayers are predicting, people take too much from their pensions, then equity release would seem to be the next obvious port of call

FTAdviser Blogon| Oct 09, 2014

Top of the market

All this is good news for those hoping to get onto the property ladder, but first-time buyers should not be rejoicing just yet.

Tony Hazellon| Sep 17, 2014

Does gov’t care enough to re-evaluate stamp duty?

My view is that stamp duty should be replaced with a more progressive tax.

Tony HazellonMortgage Products| Jan 22, 2014

High time to stop tax perks for BTL landlords

Private landlords have stoked house price inflation while making entry to the market difficult for first-time buyers.

More on Mortgages
Adviser Guides

Guide to Professional Mortgages

Qualified professionals could previously command more generous offers, but their advantage is waning.

Special Reports

Offset Mortgages - October 2014

Offset mortgages are more efficient in a low-interest-rate environment

FTAdviser Blog

The case for tougher regulation of buy-to-let

News review: Whatever way you look at it, the case for intervention stacks up.

Adviser Guides

Guide to Residential Interest-Only

An interest-only mortgage requires monthly payments that cover only the interest charged, but not the capital amount borrowed.

FTAdviser Blog

Unfairness at the heart of the mortgage market

News Review: First-time buyers and some existing borrowers are still getting the thin end of the wedge.

Adviser Guides

Guide to Mortgage Endowments and Interest-Only

Mortgage endowments were unusual among financial products.

FTAdviser Blog

Lenders’ equity release calculations don’t add up

So, are lenders really envisaging long-term negative property values?

More News

Mortgage Data| Jan 28, 2015

Northern Ireland buyers need smallest deposits

Data reveal London deposits are four times larger than those in Northern Ireland.

Mortgage Products| Jan 27, 2015

Lenders not budging after Barclays’ LTI decrease

Two lenders refuse to disclose loan to income multiples.

From Regulation| Jan 26, 2015

Treasury confirms EU Mortgage Credit Directive rules

New regulations for buy-to-let lending and second charge lending confirmed.

Mortgage Products| Jan 26, 2015

Barclays applies exemption to borrowers hit by cap

Customers that are simply coming to the end of a fixed rate period will not need to re-assess affordability.

Mortgage Products| Jan 26, 2015

Virgin Money targets higher LTV lending growth

Mortgages director hopes to build on 2014 gains and growing consumer confidence.

Mortgage Products| Jan 23, 2015

Barclays limits loans to 4.5 times incomes

“Quite a few lenders have done similar things”, broker says.

More on FTAdviser
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