Skipton Building Society has lowered rates across its range of residential three and five-year fixed rate mortgages, with fee-free options on purchase products.
New deals include a three-year fixed rate mortgage at 3.32 per cent to 85 per cent loan-to-value and a five-year fixed rate at 3.76 per cent to 85 per cent LTV.
For those who prefer to pay a £195 application fee and a £1,800 completion fee, the rates on these equivalent products are 3.02 per cent and 3.44 per cent, respectively.
Fee-free options on remortgages include a three-year fix at 2.52 per cent to 60 per cent LTV and a five-year fix at 2.87 per cent to 60 per cent LTV.
The deals allow overpayments of up to 10 per cent a year without penalty and are available for purchases and remortgages.
Free standard legals and valuations are available for remortgages.
emma.hughes@ft.com
