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Home > Mortgages


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Mortgage Data| 11:37

Commercial trust begins recruitment drive

Commercial Trust aims to triple the number of advisers it employs by the end of 2014, as business is booming, Stuart Cunningham has said.

Mortgages| 14:57

Sentiment still lagging for mortgage market

New evidence shows consumers think the market has improved, but not enough.

From Regulation| 12:09

Natwest admits tests go beyond FCA demands

Commentators have bemoaned perceived lack of clarity from the regulator as clients face fee penalties.

Mortgages| 11:36

Shawbrook looks at stretching LTIs above six times

Shawbrook Bank will consider “stretching” its second charge loan-to-income ratio above six times if borrowers satisfy affordability and have a good...

Mortgage Data| 11:36

Housing wrongly regarded as safehouse for money

People should not think that money invested into property is just as safe as if it were kept in a bank account, James Gardiner has claimed.

Mortgage Data| 08:50

LTV mortgages keeping buyers on ladder

The prevalence of high loan-to-value mortgages is helping to keep deposit requirements in check, despite rising house prices, Brian Murphy has said.

Mortgage Data| 08:50

Half of mortgage brokers worried over impact of MMR

Brokers fear new regulations will cause regulatory confusion and hinder access to loans.

Analysis & Opinion
What it takes to be a real estate agent

Mortgage Products| Mar 12, 2014

What it takes to be a real estate agent

There is often a sense of “anyone can become an estate agent”, and it is hard to set yourself apart from the crowd.

There is often a sense of “anyone can become an estate agent”, and it is hard to set yourself apart from the crowd.

Mortgage Products| Oct 02, 2013

Why I am reluctant to celebrate housing recovery

Encouraging statements about mortgage market improvements seem at first to buck recent trends.

FTAdviser Blogon| Sep 16, 2013

The jokers stealing your independence label

Anybody who feels like it can pretend they live up to the golden standard of advice.

Mortgage Products| Oct 02, 2013

Are house prices really rising?

Recent warnings by a number of government critics, including business secretary Vince Cable, of “serious inflationary signs” in the UK housing...

More on Mortgages
Adviser Guides

Guide to Multiple Buy-to-let

Getting the best multiple buy-to-let deal for your client is far from a simple case of searching for the cheapest rate.

FTAdviser Blog

Staggered stamp duty would smooth out sales lumps

Current cliff-edge means tax becomes prohibitive for first-time buyers of average priced homes.

Adviser Guides

Guide to Commercial Mortgages

A commercial mortgage is the same in its concept as a residential mortgage, but is secured on a commercial property.

FTAdviser Blog

Homes for youngsters

A bubble may well build up in London and the Home counties markets, but at this time there is no such fear.

Adviser Guides

Guide to Mortgages and Divorce

The two main options are to sell the property and split the proceeds or change the borrower on the mortgage deeds.

FTAdviser Blog

Mas under siege, but ‘advice’ elephant in the room remains

Week in Brief: Mas hit by two critical parliamentary reports, while George Osborne toughens stance on avoidance.

More News

Mortgage Products| Apr 23, 2014

Clients face fee hit as lenders ‘over-interpret’ FCA rules

Natwest clients fail affordability test that is not required under MMR rules.

Mortgage Products| Apr 23, 2014

Nationwide ditches premium rate phone lines for advisers

All Nationwide and The Mortgage Works contact telephone numbers for intermediaries are free to call from a landline from today (23 April).

Mortgage Products| Apr 23, 2014

NatWest to increase fixed rates tomorrow

“Prevailing market conditions” blamed by NatWest Intermediary Solutions as lender increases fixed rates.

Mortgage Products| Apr 23, 2014

Competition hots up for longer fixed rate deals

Keystone reduces rates while Coventry introduces new residential and buy-to-let range.

Mortgage Products| Apr 22, 2014

Mortgage advisers told to conduct periodic checks

Trade associations has published an updated guide on how to meet Mortgage Market Review requirements.

Mortgages| Apr 22, 2014

FCA reveals Autumn thematic review of MMR

Director of mortgages and consumer lending said MMR would “take the froth out of the mortgage market”.

More on FTAdviser
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