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Home > Mortgages

Mortgages

Top Story

Mortgage Data| Oct 30, 2014

Housing market has ‘lost momentum’: Nationwide

Monthly report shows house purchase mortgage approvals in September almost 20 per cent below the start of the year.

Mortgage Products| Oct 30, 2014

Coventry updates residential mortgage range

Residential products include a valuation up to £670 and access to remortgage transfer service.

Mortgages| Oct 30, 2014

Roll up to the FA mortgage seminar

Book your seat at the mortgage industry masterclass

Mortgages| Oct 29, 2014

Execution-only: the DIY mortgage

Mortgages can be purchased execution-only - that is, without the guidance of an adviser. This route, however, should be restricted to high net...

From Regulation| Oct 29, 2014

FCA fines YBS £4m for treatment of struggling borrowers

Lender voluntarily agreed to refund all mortgage arrears and redress scheme will eventually repay £8.4m.

Mortgages| Oct 29, 2014

Changes to Santander system cuts out IFAs

Advisers complain lender has ‘DIY’ transfer service.

Mortgage Products| Oct 28, 2014

Sesame Bankhall adds Aldermore Bank to bridging panel

Sesame network and PMS mortgage club members now have access to lender’s bridging loan products.

Analysis & Opinion
Lifetime mortgages are still in murky waters

Tony HazellonMortgage Products| Oct 29, 2014

Lifetime mortgages are still in murky waters

So someone with a perfectly good pension and bags of equity in their home is told they are not eligible for a mortgage.

But if, as some doomsayers are predicting, people take too much from their pensions, then equity release would seem to be the next obvious port of call

FTAdviser Blogon| Oct 09, 2014

Top of the market

All this is good news for those hoping to get onto the property ladder, but first-time buyers should not be rejoicing just yet.

Tony Hazellon| Sep 17, 2014

Does gov’t care enough to re-evaluate stamp duty?

My view is that stamp duty should be replaced with a more progressive tax.

Tony HazellonMortgage Products| Jan 22, 2014

High time to stop tax perks for BTL landlords

Private landlords have stoked house price inflation while making entry to the market difficult for first-time buyers.

More on Mortgages
Adviser Guides

Guide to Second Charge Mortgages

A popular alternative to remortgaging, a shake-up of the way this product is regulated is on the way.

Special Reports

Offset Mortgages - October 2014

Offset mortgages are more efficient in a low-interest-rate environment

FTAdviser Blog

It’s time the FCA enforced TCF principles

News Review: Laudable rules to prevent unintended consequences are being ignored by lenders.

Adviser Guides

Guide to Help to Buy - Updated

Help to Buy assists borrowers who can afford a mortgage but have only been able to muster 5 per cent of the property purchase price.

Special Reports

Equity Release - June 2014

Predictions of the products imminent breakthrough have proved to be false dawns in the past.

FTAdviser Blog

I’m sticking by my ‘staggering ignorance’ on housing hubris

News Review: Confusion reigns over market statistics, but affordability issues for young buyers are irrefutable.

Adviser Guides

Guide to Right to Buy

Right to Buy allows most council tenants to buy their council home at a discount.

FTAdviser Blog

FCA fine gives context for Natwest over-compliance

Final notice reveals that affordability issues and lack of oversight of advised sales prompted action.

More News

From Investments| Oct 28, 2014

House prices only 2% off 2007 peak

Monthly price fall of 0.2 per cent last month, although the annual figure is still 7 per cent higher than last year.

Mortgage Data| Oct 27, 2014

Mortgage intermediaries positive on prospects

3 per cent average expected rise in buy-to-let mortgage business over next 12 months driven by rental demand.

From Your Industry| Oct 27, 2014

Mortgage Advice Bureau lays out IPO plans

Director Peter Birch to stand down, while three new non-executive directors are appointed.

Mortgage Data| Oct 24, 2014

House price increases vary £56k across the UK

The strongest performing cities are in Southern England with London, growing at 18.1 per cent.

From Your Industry| Oct 24, 2014

TSB sees profits up ahead of mortgage advice launch

Intermediary channel on track for delivery in the first quarter next year.

Mortgage Data| Oct 23, 2014

High street mortgage figures buoy industry confidence

Mortgage stock con the up, despite moderation in demand last month.

More on FTAdviser
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