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Home > Opinion


Technology is bright but FCA caution needed One of the great inventions of the late 20th century was the internet and later forms of digital communication.

Aug 13, 2014

Hal Austin

Editor, Financial Adviser

Hal is editor of Financial Adviser and has been for more than a decade. He has previously worked on a number of local and national publications.

See all of Hal's articles


‘Death tax’ cut masks pensions-induced penury The UK will spend £114bn on pensions this year, meaning it will make up more than two-thirds of all benefit spend.

Pensions Sep 30, 2014

Ashley Wassall

Editor, FTAdviser

Ashley is editor of FTAdviser and writes on all areas of retail finance. Previously supplements editor at Money Management and editor of a European private equity publication.

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Gatekeepers aren’t monopolising clients’ fund money The IMA’s recent work proving that fund industry concentration is actually quite low, and indeed falling didn’t come as a surprise.

Sep 29, 2014

John Kenchington

John is editor of Investment Adviser and has written about investments for several years. He has worked at titles including City AM and was recently named in the MHP 30 To Watch list of up-and-coming media names.

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FSCS should not spend your money on vain self-promotion Buying a chunk of space on the most popular news website in the UK must have a price.

Your Industry Sep 24, 2014

Jon Cudby

Editor, Money Management

Jon is editor of Money Management and has 12 years' experience covering retail personal finance. In 2005, Jon was launch editor of FTAdviser and most recently he was head of online content for Incisive Media's financial services titles.

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We should be nervous as free advice day looms From next April, investors will be entitled to impartial advice free of charge.

Sep 24, 2014

Tony Hazell

Columnist, Financial Adviser

Tony is a freelance financial journalist, having been editor of Money Mail at the Daily Mail for a number of years. He has been writing a column in Financial Adviser since 2005.

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Banks’ advisory arms should lay foundations for investing Santander’s desire to start offering advice is not necessarily bad news for advisers.

Sep 29, 2014

John Lappin

Columnist, Investment Adviser

John is a weekly contributor to Investment Adviser with 15 years’ experience in financial journalism and 10 years writing on the IFA sector. He was formerly editor of an IFA trade magazine.

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Jeff has been personal finance editor of the Mail on Sunday for a number of years. He writes on a range of subjects and has been a columnist at Financial Adviser since 2004.

The good, the bad and the ugly

Top-notch service from Barclays, worrying complaints by Lloyds/Halifax branch staff and a seriously ugly annuities mailout from Aviva has been my...

Oct 01, 2014
Gill is network development director at ValidPath. She previously founded independent advice trade body IFA Centre and has represented IFAs on the regulators’s 'smaller businesses practitioner panel'

Why does the trade press go in for reader-bashing?

Gill Cardy airs her views on all things in the IFA world

Sep 25, 2014
Kevin is group editor of financial media company Portfolio Publishing and a former editor of Financial Adviser. He has been writing about financial services for more than 20 years.

Finding the X factor in new clients

Overhauling one’s client list is a daunting prospect, but advisers must ensure their clients are beneficial to their business and will help it grow...

Sep 24, 2014

It’s time the FCA enforced TCF principles

News Review: Laudable rules to prevent unintended consequences are being ignored by lenders.

More homework and regulation - all the same to me

This month has been a bit of a tough one in our household.

Reforms undermine RDR drive to put a value on advice

Week in Brief: Responses to guidance consultation, mis-selling fears and the regulator admits to mistake.

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Kerry Craig is a global multi-asset market strategist of JP Morgan Asset Management conducting analysis on economic and investment trends. He is responsible for investment communications through the company's Market Insights programme.

Fiscal revamp

Sweden is in a state of governmental flux. At a time of uncertainty, a change to the Riksbank’s mandate rears its ugly head

Sep 25, 2014
Simon is a financial services know-how lawyer at Norton Rose Fulbright. He has been a columnist at Financial Adviser since 2006.

Keep on top of the new EU MiFID II ruling

A look at the areas that will be affected bt the revised Markets in Financial Instruments Directive

May 07, 2014
Philip is a financial services solicitor and head of Michelmores’ financial services and markets practice. He has contributed to Financial Adviser’s regulation column since 2006.

Philip Ryley: Be careful what you wish for with FCA

Lord Turner was absolutely correct to say that “the pattern of the past is not acceptable” - you do not have to be either a regulator to reach that...

Regulation Sep 19, 2014
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