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Labour vows pension tax relief double whammy
Latest pre-election policy announcement focuses on restricting the lifetime and annual allowance.
Treasury mistrust and pension launches: the week in news
Pensions, pushes by providers into advice, mistrust and regulatory issues were this week’s key themes.
Tenet shareholder group touts sale to providers
Ex-director group’s 6 per cent stake could give enlarged Aviva a controlling stake in adviser network.
Simple funds, clear information: Scot Wids prepares
Chief executive invests ‘millions’ in pension changes
FCA ‘second line of defence’ focuses on tax and health
Clients will be given personalised risk warnings even if they have taken advice.
Police pension could be target for transfers - MacGillivray
Police officers could be targetted by advisers keen on DC scheme transfers
Pension saving at record high: ONS
Largest increase has been in the 22 to 29 age group, where saving has doubled over the last year.
Analysis & Opinion
Annuities can often be terrible value
Tony Hazell airs his thoughts on financial matters
The reader would have had to live to 130 just to get his money back
Pension freedoms reforms are under starter’s orders
Platforms and fund managers have yet to get to grips with new retirement reforms.
Pensions clock ticking
With voters soon going to the polls and pension freedoms looming, financial planners have their work cut out.
Running the rule over defined benefit
For a significant number of people with particular goals, a transfer away from a DB pension can be extremely beneficial.
More on Pensions
Adviser Guides
Guide to Multi-Asset and Pensions
The opportunity for savers aged 55 plus to keep hold of their pots and put them in a product of their choosing from April onwards is a huge step...
1hr
Special Reports
Choices in Retirement - February 2015
It is clear at least that the government is aware of the scale of the challenges consumers coming to retire face.
1hr
FTAdviser Blog
EIS as an annuity substitute post-April
We view EISs as an area where advisers can demonstrate real value to their clients.
Adviser Guides
Guide to Bypass Trusts and Pension Freedoms
Questions have been raised about whether bypass trusts have a role to play in tax planning in the future.
1hr
Special Reports
Small Self-Administered Schemes - February 2015
Money Management’s latest statistics reveal the SSAS market is growing from strength from strength.
1hr
FTAdviser Blog
Fresh annuity-related redress puts spotlight on review
News Review: Friends Life underpaid 1,200 customers as a result of mis-calculated with-profits bonuses.
Adviser Guides
Guide to Property in Sipps
A wide range of rules cover investing in property through a Sipp.
1hr
Special Reports
Income Options - November 2014
Most investors want income - with the pension changes they may just want investment-based income for longer.
1hr
FTAdviser Blog
Of course life companies are backing annuity re-sales
New Review: Providers would retain risk pool and would avoid writing a welter of cheques.
More News
Lloyds resumes dividend payments
Results reveal Lloyds is still feeling the impact of the costs and reduction in income related to SJP sale in 2013.
National firm ‘very offended’ at Treasury’s lack of trust
LEBC director is furious that advisers are tasked with paying for guidance but not trusted to deliver it.
More savers deferring decision ahead of reforms
Over the last year, the number of annuities sold fell 64 per cent.
Aviva raises question on re-packaged retirement funds
Income solutions are attractive alternatives to annuities but they do not provide guarantees.
L&G mulls fixed-term annuity to counter value risks
Provider says launch is directly linked to both the pension freedoms which come into full force in April.
FCA data reveal fraction of Sipp assets ‘non-standard’
Sipp expert estimates that the top 20 providers look after just over 80 per cent of total assets.