Those Britons aged between 45 and 65 - the mid-lifers - need to be thinking about their retirement.
Often referred to as ‘the squeezed middle’, this age group has lots of calls on their earnings and savings though, which means planning for their later years can end up way down their list of priorities.
But advisers can play a role in helping this demographic see the value in planning for retirement.
The features in this guide will consider, with mid-lifers rarely knowing the exact details of their retirement or what to expect, what should advisers ask to assist them in their planning?
It will also look at what providers are offering to assist intermediaries catering for clients in the mid-life phase, and how advisers are in a key position to help this age group reassess their financial priorities.
Finally, the guide will cover, with women much less prepared for retirement than men due to a range of factors, what can advisers do?
This guide is worth an indicative 60 minutes of CPD.
Contributors to this guide: Barry Davidson, head of financial planning at Thorntons Investments; Jessica List, pension technical manager at Curtis Banks; Fiona Tait, technical director at Intelligent Pensions; Mark Stewart, director of Sheards Wealth Management; Paul Latham, managing director of Octopus Investments; Neil Hugh, head of strategy and development at Standard Life; Niral Parekh, head of UK retail asset and wealth management at Capco; Keith Richards, chief executive of the Personal Finance Society; Emma Douglas, head of DC at LGIM; Jason Witcombe, chartered financial planner at Progeny Wealth; Tony Vail, chief investment officer at Wealth Wizards; Jon Dean, head of retirement strategy at Altus Consulting; Anthony Carty, group financial planning and business development director at the Clifton Asset Management Group; Lynda Whitney, partner at Aon; Dr Matthew Connell, director of policy and public affairs at the Chartered Insurance Institute; Paul McNamara, chief executive of Evalue; Samantha Seaton, chief executive of MoneyHub; Tsitsi Mutiti, investment manager at Charles Stanley; Julie Mitchell, wealth planner at Independent Women; Rebecca Robertson, director and IFA at Evolution Financial Planning; PLSA; London Institute of Banking and Finance; Standard Life; Legal & General Investment Management; Pensions Policy Institute; Scottish Widows.
Joe McGrath and Liz Pfeuti are freelance financial journalists at Rhotic Media