Annuity rates hit all-time low

But, Adrian Boulding, chief innovation officer at Spire Platform Solutions, believes advisers will find other ways to encourage their clients to save into an annuity.

Mr Boulding said: “I think all investments are highly over-priced at the moment – with international funds artificially inflated by sterling’s collapse, UK equities not yet pricing in The Pension Regulator’s forthcoming powers to rebalance dividends against pension deficits and cash offering nugatory returns. 

“Even though annuity rates are at all time lows, advisers may still find it sensible for clients to sell some investments that have seen big gains and lock that money safely away in an annuity.”

What do you think about the issues raised by this story? Email us on to let us know.