There has been so much market volatility, particularly over the past two years, which continues to be a concern for pension savers and investors.

As a result of the ongoing financial uncertainty, more clients are aware of increased inflation and interest rates and the impact this is having on their overall financial situation, including their pension.

It has been an emotional and stressful time for so many.

Meanwhile, the rise in interest rates has led to a renewed interest in annuities.

Annuities can give clients the peace of mind of knowing that they have enough income coming in at retirement, but many pension savers also want the flexibility of drawdown.

By the end of this guide, which is worth 60 minutes of CPD, you should be able to explain the impact of financial uncertainty, identify ways to help people enjoy better retirement outcomes, and explain the benefits of annuities and a blended approach.

ima.jacksonobot@ft.com