Clients not to blame for advice gap, the industry is

"We were thinking about the implications for us as a family, and thinking how many other parents and young people just don't have the kind of resources in schools to be able to cope with those kinds of big financial decisions.” 

Currently the duo have half a dozen local schools signed up to the programme and are open to taking their offering further. 

We focus primarily on Cheshire-based schools, because it's easier to go along in person and deliver. But we're not against the idea of spreading our wings further afield - we have spoken in schools further away,” Ben said.

jane.matthews@ft.com