Mystery Shopper: Derby

This week, the mystery shopper visits Derby. He is contemplating transferring some if not all of the £6,000 in his cash Isa into a stocks and shares Isa account. He aims to use the funds to purchase a flat within the next three to five years. He is 26 years-old, single and works in a marketing role which pays £27,000 a year. He has no debt.