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Kate Davies of IMLA on the lost generation of home buyers
'People are taking loans for longer to make affordability fit'
‘We are working very hard to up our game on marketing’
‘We want to help the development of the advisory market in the UK’
‘We could very well have an asset management crisis’
"You want to be complying, but do you actually want to be first?"
‘We’re trying to take advantage of how the market is evolving’
'It's not just about the products, it's about about what you stand for'
‘Our model is that we believe in face-to-face financial advice’
‘Our ability to deal with mental illness is a long way behind’
‘Ensuring we have managers changing the stocks is key’
‘Advisers going into the market should think very carefully’
Firing Line: Rob Cooper
‘Pick the right ones that are not driven by short-term incentives’
‘Financial advice is as much about emotion as calculation’
‘Equity release is still not part of mainstream conversation’
'I knew too much to want to give my money to anybody else'
Firing Line: Stuart Dyer
‘I could see I was joining at the start of something special’
‘Lower earnings and more costs have led to consolidation’
‘Providers need to help move money between generations’
‘The key challenge for Sipp and Ssas providers is bad publicity’
“Absolute return funds are going to be key for our investors”
'When I read the FCA's platform paper, I did a happy dance'
As an industry, we haven't been very good at communicating
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