And this doesn’t mean crowdfunding or peer-to-peer finance. It’s stocks and shares. Tried-and-tested investments that have been proven to generate a return for investors and to offer real value to businesses of all sizes.
Thanks to blockchain, this is all within reach. In fact, it’s already happening.
It’s now possible to build digital share certificates on the blockchain, connecting investors directly with business owners of any size, anywhere in the world, to buy and sell equities – all without the middle layers, administration and reconciliation steps required in today’s global equity market solutions.
And by holding all information on-chain, through a model of private and public data – a hybrid blockchain, transparent enough to ensure democracy and visibility and private enough to protect individuals and businesses – there is no need for regulatory approval.
This is the true democratisation of finance. It’s a buyer and seller meeting to agree terms that work for both parties, no matter where they are or how wealthy, and without requiring someone to take a cut brokering the deal.
And, ultimately, isn’t this what trade is supposed to be all about? After all, if you take a trip to your local market you won’t have to buy tomatoes through an intermediary. It’s a personal deal between you and the trader.
Because, no matter what they say, business is personal. Why should investment be any different?
Sascha Ragtschaa is chief executive and co-founder at Chainium