Saving for one's pension should theoretically last decades, and now that there is more onus on the individual to plan for retirement, how one saves has become more important than ever.
Almost six years on from pension freedoms and the financial services industry now has a plethora of different options for people deciding how to save.
Some practices are more in fashion than others, but certainly as we have witnessed over the past 12 month, a diverse portfolio is important. getting the balance right between 'safe' and 'adventurous' assets is a challenge that taxes even the most sophisticated and experienced fund manager.
Thankfully working out the best solution has been given a huge amount of attention by the products providers, but at the same time, bearing in mind the importance of costs and the impact that fees have on long term performance.
This guide, which is worth and indicative two hours' CPD, aims to address some of these issues.