Melanie Tringham

What do advisers think of with-profits?

Insurance companies have found new ways to market with-profits

How with-profits funds work

No matter what happens in life, the lesson is to learn from it

AI shouldn't be seen as a threat since it makes society wealthy

Active management is about the right call

Melanie Tringham

We are missing a trick in how financial education is provided

Cash management systems prove useful as interest rates rise

We are committed to having strong rates across the range

How to make switching easier

How the structure of target date funds helps performance

Why they are good for the disengaged investor

Why TDFs are a different way of preparing for retirement

A possible alternative to lifestyling?

Industry is blamed for mis-selling but there's joint responsibility

We're closer to our shareholders than the board of a unit trust

How to find the right platform

Why the FCA is concerned about P2P finance

How do the different models vary?