Covid-19 has had a profound effect on all our lives, and many people, through no fault of their own have found themselves forced to rely on their insurance cover.
Some insurers paid out, but so many businesses claimed for business interruption cover, which prompted many disputed claims, and after months of debate in the courts, the favourable interpretation of these contracts came down on the side of policyholders.
But what does Covid mean for personal insurance? With the threat to so many jobs, unemployment cover became impossible to arrange, while many have wondered whether Covid would be included on their income protection and critical illness policies.
The pandemic has certainly thrown up many questions relating to the issue of insurance; this guide aims to address some of them.
It is worth 60 minutes' CPD.