What advisers should know about the FCA's investment pathway rules

True or false, the FCA has introduced the investment pathways initiative to ensure that anyone with a pension drawdown account has access to simple, good-value investments that broadly match their retirement income goals.

Which is the odd one out? Customers who enter drawdown or transfer to a drawdown account will initially be given the three options:

If a client chooses the investment pathway route, pension companies will be required to offer customers four investment pathway options, designed around four very broad retirement income objectives. But which of the following is NOT one of the options?

True or false, according to Chris Jones, advisers are going to be under increased scrutiny to demonstrate the value of what they provide, above and beyond what any individual can receive directly.

What is one of the ways that advisers can differentiate against the standard investment pathways approach?

True or false. In the rising market environment since the 2015 pension freedoms, decumulation portfolios have compared unfavourably with accumulation counterparts on traditional performance measures that do not take into account a client’s monthly income needs.