The furloughed and especially those in the financial services industry working from home could see the offices they worked in for so many years converted to flats, roles reassessed or consigned as being surplus to requirement.
We will see job losses in the tens of thousands and tax increases.
Those friendly lenders will be wanting their money back, furlough replaced by redundancy, bonuses replaced by pay cuts, huge NHS waiting lists and state schools still not back.
And that really is dire straits.
Derek Bradley is the chief executive of Panacea Adviser