CPD

All CPD content

Tax

What the Autumn Statement means for your clients

  • Describe the main tax changes mentioned in the Autumn Statement
  • Identify how freezing the tax bands will affect taxpayers
  • Explain some steps clients can take to mitigate the tax rises
Approx.30min

Annuity

Guide to income in retirement and annuities

  • Explain why annuities are popular again
  • Understand how a blended approach works
  • Explain the multi-layered approach to retirement income advice
Approx.60min

Data protection

How to secure your data and your business

  • Understand the current cybersecurity threat for financial advice firms
  • Describe the common forms of cyberattack
  • Identify how to keep your systems secure
Approx.30min

Pensions

How to maximise pension contributions during economic crisis

  • Describe how salary exchange works
  • Identify what the drawbacks might be
  • Explain how taxes are affected
Approx.30min

Responsible investing and pensions course

Guide to responsible investing and non-workplace pensions

  • Understand how responsible investing and stewardship should guide investment decisions
  • Explain how to embed ESG considerations to ensure stewardship approach is maintained
  • How do mangers use stewardship effectively and what impact does this have on fund performance
Approx.60min

Responsible investing and pensions course

Guide to responsible investing and workplace pensions

  • Understand pension options for employees who want funds to have ESG/stewardship focus
  • Understand how climate change is affecting pension fund strategies
  • Understand how advisers should engage with businesses on the topic of ESG and stewardship investing
Approx.60min

Responsible investing and pensions course

How to manage responsible investing within a multi-asset portfolio

  • Understand the complexities of applying ESG criteria to multi-asset investing
  • Explain how multi-asset portfolios can fulfil stewardship responsibilities
  • Explain role investors have in fulfilling stewardship responsibilities
Approx.30min

Pensions

What do HMRC stats say about people accessing their pensions?

  • Describe some of the changes in how people pay into and access their pensions
  • Explain how tax charges are being triggered
  • Identify the impact of rising living costs on pension withdrawal
Approx.30min

Course on workplace pensions

Guide to workplace benefits

  • Describe some of the trends in workplace pensions
  • Identify ways to help lower earners using a net pay arrangement
  • Explain the proposed future for the pensions regulators
Approx.60min

Course on workplace pensions

Guide to workplace pensions and the cost of living

  • Describe some of the challenges the cost of living is imposing on pension saving
  • Identify ways to mitigate this
  • Explore how those in retirement might also be affected
Approx.60min

Course on workplace pensions

How accessing workplace benefits has evolved

  • Explain how workplace benefits have evolved
  • Describe how employers can help introduce staff to workplace benefits
  • Identify ways to protect the death-in-service benefit from the lifetime allowance
Approx.30min

Pensions

Navigating block transfer rules

  • Describe challenges that have emerged with block transfers
  • Identify restrictions on partial transfers
  • Explain a reason for using block transfers now
Approx.30min

Pensions

How overpayments in pension tax occur

  • Describe the taxing system for lump sum and drawdown payments on pensions
  • Identify why overpayments are built into the system
  • Explain how to remedy this for a client, if affected
Approx.30min

Pensions

How to help clients overcome pension unfairness

  • To be able to list additional challenges the LGBTQI+ community face when accessing financial services.
  • To be able to explain historic pension inequities and work with clients to rectify this.
  • To be able to summarise ways in which financial firms can help make positive steps to inclusion and fairness.
Approx.40min

Retirement Income

How to help the self-employed boost their pension savings

  • Explain the challenges for self-employed individuals and saving into a pension
  • Explain how auto-enrolment fits into the lifestyle of a self-employed individual
  • Identify the solutions suggested to help self-employed individuals save into a pension
Approx.30min

Intergenerational Wealth CPD course

Guide to leaving wealth before you die

  • Describe some key factors about preparing to pass wealth on
  • Identify some of the drawbacks of pensions for grandchildren
  • Explain some advantages of using protection policies for adult children
Approx.60min

Intergenerational Wealth CPD course

Guide to passing on wealth after you die

  • Describe how to set up an estate properly
  • Explain how to pass on a business
  • Explain how pensions can be used in IHT planning
Approx.60min

Protection

Implementing a pension sharing order on divorce

  • Explain what a pension sharing order is
  • Understand how a pension sharing order is prepared
  • Explain how the pension transfer occurs
Approx.30min

Pensions

What you need to know when clients divorce

  • Describe the challenges of splitting assets on divorce.
  • Identify some tax issues.
  • Explain the issues with splitting pensions.
Approx.30min

British Steel

Implications of the British Steel consumer redress scheme

  • Explain the background to the BSPS scandal.
  • Identify issues raised about FCA consultation into BSPS redress.
  • Explain wider implications of FCA consultation.
Approx.30min

CPD

How will the pensions dashboard ecosystem work?

  • Describe how the pension dashbaords will work
  • Identify who will run the pensions dashboards
  • Explain the limitations of the ensions dashboards
Approx.30min

Pensions

Navigating the lifetime allowance test at age 75 

  • Describe how the LTA test applies at age 75
  • Explain some of the consequences of the LTA test
  • Identify ways to mitigate the LTA test
Approx.30min

Pensions

How to help clients affected by the tapered annual allowance

  • After reading this, you will be able to describe how the annual allowance tapering works
  • Explain who is affected
  • Summarise the carry forward rules
Approx.30min

Pensions

Powers of attorney: watch out for the traps

  • Describe the pitfalls of setting up a lasting power of attorney
  • Explain mental capacity
  • Identify the role of a discretionary fund manager
Approx.30min

Social care

Social care bill presents new opportunities for advice

  • Describe the changes to the care system brought about by the new national insurance levy
  • Explain where costs are capped to
  • Explain how a DC penion pot could be used
Approx.30min

Pensions

What to consider when accessing pensions early due to ill-health

  • Describe some of the features of accessing pensions early due to ill-health
  • Identify the tax situation regarding taking pensions early
  • Describe how 'serious ill-health' is defined
Approx.30min

Pensions

Guide to pensions and ESG

  • Describe some of the challenges around ESG and pension saving
  • Explain how to help clients on the pensions and ESG journey
  • Identify the advantages of investing in transitioning stocks
Approx.60min

Investments

Will the introduction of no-fault divorce impact financial settlements? 

  • Describe some of the changes to the divorce system
  • Explain how the courts treat divorcing couples
  • Identify the impact behaviour has on the courts' decision
Approx.30min

Spring Statement

No quick fixes in chancellor's spring statement

  • Identify key elements of the spring statement
  • Explain the impact of the spring statement
  • Explain the impact of the tax plan
Approx.30min

Tax

Overcoming tax challenges in bonus season

  • Explain how tax affects tax allowances
  • Identify actions that can be taken to mitigate the loss of allowances
  • Identify useful saving methods
Approx.30min

Inheritance Tax

Guide to retaining intergenerational wealth

  • Explain how to build a relationship with a client's inheritors
  • Explain how to build relationships with female clients
  • Understand the future of wealth for millennials
Approx.60min

Investments

How meaningful conversations strengthen client relationships

  • Explain what it means to have a meaningful conversation
  • Explain how advisers can get closer to clients
  • Identify ways to tackle irrational client behaviour
Approx.30min

Your Industry

Guide to the future of advice

  • Understand how the future of advice can be assured.
  • Describe how using technology and social media can help complement advisers' processes
  • Explain the methods that can be used to help advisers increase their capacity to take on new clients
Approx.60min

Pensions

What do the new pension transfer rules mean for trustees?

  • Describe the new rules on pension transfers
  • Explain the conditions ceding schemes have to meet
  • Identify how these rules will help clients
Approx.30min

In Focus: Tax Year End

Managing clients’ pension investment anxiety

  • To consider the implications of a high-risk retirement investment strategy for affluent investors.
  • To understand savers' concerns around retirement investing.
  • To understand how to help pension savers navigate the current economic uncertainty.
Approx.30min

Pensions

How the Pension Wise nudge rules will work

  • Describe the new stronger nudge rules
  • Explain when they apply
  • Identify the best age to get a nudge to Pension Wise
Approx.30min

Investments

Guide to rising living costs

  • Describe the impact of rising costs on retired and working people
  • Explain how people are mitigating rising costs
  • Identify what happens with cash flow modelling
Approx.60min

Investments

Four ways to measure capacity for loss in drawdown

  • Describe some of the challenges over assessing capacity for loss
  • Identify ways to make it more successful
  • Explain the significance of annuities
Approx.30min

In Focus: When Clients' Plans Change

How will COP26 affect your clients' plans?

  • To understand the long-term impacts of Cop26 decisions.
  • To be able to explain how policy shifts affect investment plans.
  • To learn ways to broach conversations about sustainability with clients.
Approx.30min

In Focus: When Clients' Plans Change

How platform changes will affect your clients

  • To understand why platforms might consolidate.
  • To keep on top of innovations in platforms.
  • To be able to help clients choose the right platform for them.
Approx.40min
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