Auto-enrolment has made significant steps towards getting people in Britain into a workplace pension scheme.
Since its launch in October 2012, the government's plan to get more than 11 million people saving for a pension through a combination of auto-enrolment and behavioural inertia has seen more than six million people who were previously not saving for retirement building up a pension pot.
As the smallest and micro-employer are now in the middle of their staging process, the largest employer's schemes are coming up to their three-year review.
This guide explains what large and small employers need to consider, whether to switch providers, getting set up and communicating to employees what auto-enrolment requirements mean for them and how advisers can help support their corporate clients on this journey.
Contributors of comment and information to this guide include: Chris Daems, director of Cervello Financial Planning; Mark Fawcett, chief investment officer for NEST and Robin Armer, senior business development manager for NEST; James Green, head of workplace research for F&TRC; Andy Agathangelou, founding chairman of the Transparency Task Force; Natanje Holt, retirement expert for Bravura Solutions; Glynn Jones, divisional director for group savings and investments at LEBC: Helen Baker, partner at Sackers; Graham Peacock, managing director of the Salvus Master Trust; Andy Beswick, managing director of business solutions at Aviva; The Pensions Regulator; Adrian Boulding, retirement director of the Tax-Incentivised Savings Association; Claire Montgomery, senior business analyst for Trafalgar House; and the Department for Work & Pensions.