Planning for one's retirement is a lifelong process, and the earlier one starts the better.
But simply putting money aside is not enough. Clients have to decide how to invest their money along the way, and much of this depends on where they are in their retirement journey, and how they see their retirement shaping up.
Much has changed in the world of pensions over the last few years, with much more freedom, but with it also, responsibility, over what a client can do with their pension money.
Much rests on what other savings they may have, whether they plan to give up work entirely and what their personal circumstances might be.
This guide aims to address some of the issues involved in planning for later life.
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