For many people, their pension fund may well be their biggest investment. Saving thousands of pounds each year, in the hope that it will have grown enough to provide plenty to live on, would lead one to think people might take an interest in what it is investing in.
But many would prefer to sit back and assume everything is all right. But the world of investment has changed dramatically in the past few years, as people realise they can have a material impact on the world around them through their investments.
As the consequences of climate change become apparent, investors who want to make a difference are starting to realise they can do so with the money they are saving for their retirement, and can make active choices about where that money goes.
But is investing one's pension with an environmental, social or governance mindset the same as building an ESG-focused investment portfolio? The timescales are different, so what does that mean for the choices one makes?
This guide, which is worth an indicative 60 minutes' CPD, aims to answer these questions.